What’s the most popular Medicare Advantage network choice for seniors in Shreveport?
While most seniors still choose Original Medicare, which consists of Parts A (hospital coverage) and B (medical coverage), Part C, or the Medicare Advantage Plan, is an increasingly popular choice. Medicare Advantage Plans include the same coverage found in Parts A and B as well as coverage for prescriptions, vision, dental, and sometimes more. Below is a list of the top five Medicare Advantage Plan providers in Louisiana.
- Humana Health Benefit Plan Of Louisiana, Inc.
- Peoples Health, Inc.
- Aetna Life Insurance Company
- Humana Insurance Company
- Care Improvement Plus South Central Insurance Co.
One important thing to know about Medicare Advantage Plans is that your loved one will be locked into the healthcare providers that are in the insurance company’s network. Therefore, it’s important to do research on the available insurance companies to make sure they choose one that includes all their current and potential healthcare providers. This could be very time-consuming, but a professional Medicare broker in Shreveport can do it for your loved one and guide them to the best options.
How familiar are seniors in Shreveport with Medicare plans?
There are so many aspects to Medicare that it would be surprising if everyday seniors were familiar with all of them. For example, did you know that Medicare coinsurance is the percentage that you pay out of pocket for the cost of Medicare-approved services? Or that there is an annual out-of-pocket maximum? Below is some information about how unfamiliar people are with the Medicare system.
Recent study shows medicare is a foreign concept
Aren't familiar with Medicare at all.
Thought Medicare was a single unified system.
Know there are multiple components to Medicare.
Another aspect of Medicare that people tend to be unfamiliar with is Medigap Insurance Plans, such as Plan G. This is a plan that is purchased from a private insurance company that covers coinsurance and hospital costs, copayments, skilled nursing facility coinsurance, some deductibles, some excess charges, and some foreign travel emergency costs. Working with a Shreveport Medicare broker is a good way for your loved one to determine if the cost of a Medigap Plan is worth the coverage it provides for their unique circumstances.
Where can I find reliable health insurance and Medicare brokers in Shreveport?
When you and your loved one are searching for a Medicare broker in Shreveport or Texarkana, make sure any candidates have a health insurance license in Louisiana. You can easily find out if they do by searching Google because it’s public information. You should avoid any broker who tries to pressure your loved one to purchase certain Medicare products or who tries to get your senior to pay them for their services. Medicare brokers do not charge for their services. Also, an independent agent can offer your loved one more options than a captive agent, so take that into consideration when choosing a health insurance broker in Shreveport.
Read our comprehensive guide to choosing a health insurance broker for further information.
Shreveport’s most knowledgeable health insurance and Medicare brokers
Making sure your loved one has the best healthcare possible is one way to help them age in place with independence and dignity. Helping them find a qualified Texarkana or Shreveport Medicare broker is one way you can help them with that. Use our free Shreveport Medicare resources today to get started.
