Health insurance and Medicare brokers in Las Vegas

Trustworthy Medicare and insurance brokers in Las Vegas

Whether the senior in your life still acts like a thirty-something or they’re among the 7% of American seniors who need help with personal care, a Medicare broker in Las Vegas could help them find excellent health insurance coverage. We won’t lie: Medicare is complicated. Seniors always get access to Part A Hospital Insurance and Part B Medical Insurance but may receive it from the government or a private health insurer depending on whether they enroll in a Part C Medicare Advantage plan. Part D prescription drug coverage is available as an optional add-on, while seniors can take advantage of Plan G to cover what standard Medicare won’t. In Nevada, the average monthly cost of a Medigap plan is $135.62.

Your senior probably isn’t an expert in Medicare and you likely aren’t either. As such, the best of intentions could lead to a plan your loved one can’t afford or that doesn’t provide the coverage they need. Why not use the free Las Vegas Medicare resources available on Seasons to find your loved one a licensed health insurance broker instead of trying to figure it out yourself?

Start Exploring

Add your business

What’s the most popular Medicare Advantage network choice for seniors in Las Vegas?

Since Medicare Advantage plans are among the most confusing aspects of the program, it makes sense to talk about them specifically. Part C allows health insurers to provide Medicare-approved coverage encompassing Parts A and B plus additional benefits such as lower out-of-pocket costs or prescription drug coverage. In exchange, participants are limited to a defined network of doctors and healthcare facilities. Here are the most popular Medicare Advantage Plans in Nevada:

Largest Medicare Advantage plans in Nevada by number of covered seniors

Aetna
Anthem
Hometown Health Plan
Humana
UnitedHealthcare

Medicare Advantage plans can be tempting based on the extra services they can provide, but your loved one may not wish to leave their current doctor. A Las Vegas Medicare broker can help you and your loved one compare plans and choose the option that delivers the most value for their money.

What should seniors in Las Vegas know about Medicare?

Part D is another common Medicare sticking point. Part D covers prescription drugs, but it includes recommended vaccines in addition to pills and tablets. It’s also run by private health insurance companies following rules prescribed by Medicare instead of directly by the government. Here are some more misconceptions regarding Medicare Part D prescription drug coverage:

Common misinformation about Medicare

Did not know that Medicare offers prescription drug coverage.

Mistakenly believe that Medicare Part D covers all prescription drugs.

Did not know that Medicare covers flu shots.

If your loved one has questions about Part D or any other aspect of Medicare, a licensed health insurance broker in Las Vegas can answer them within the context of their particular situation. For example, your loved one could ask whether a specific generic drug is covered or what their out-of-pocket expenses will be for insulin.

Where can I find reliable health insurance and Medicare brokers in Las Vegas?

Our comprehensive guide to finding a Medicare broker is the best place to commence your research. First, our guide will show you how to volunteer to help your loved one find the health insurance coverage they need without offending them. Next, we share best practices for locating a health insurance broker in Las Vegas such as favoring independent brokers for the selection they provide and walking away from a broker who is too pushy. We even provide a list of questions for you to ask your loved one’s Las Vegas Medicare broker.

Las Vegas’s most knowledgeable health insurance and Medicare brokers

Trusting your loved one’s healthcare needs to a Medicare broker in Las Vegas can be scary but is likely the best way for them to find a great health insurance plan. Seasons provides free Las Vegas health insurance resources to help you get started, so please use them today to get your senior on a path toward a long and healthy life.