Health insurance and Medicare brokers in Dallas

Trustworthy Medicare and insurance brokers in Dallas

Roughly 7 percent of noninstitutionalized seniors need help with personal care, but will Medicare pay for that? Most people know that Medicare exists to help seniors pay for healthcare, but what it covers and how much it costs eludes many people. Those questions don’t have straight answers either, as Medicare has multiple lettered “parts” that each involve different services. For example, Part A is hospital insurance that helps pay for inpatient hospital care, skilled nursing facility care, hospice care, and some forms of home healthcare. Part B is medical insurance that covers services such as doctor visits and durable medical equipment such as wheelchairs and requires monthly premium payments. Patients on Medicare generally have out-of-pocket expenses as well, though Part G allows seniors to purchase Medicare Supplement Plans (or Medigap) to cover them at an average monthly cost of $117.67 in Texas.

It’s all very confusing and you’re not alone if your head is spinning right now. Fortunately, a health insurance broker in Dallas can help you and your loved one compare plans and find the coverage that makes the most sense for their needs. The free Dallas Medicare resources provided by Seasons are a great way to get started.

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