What’s the most popular Medicare Advantage network choice for seniors in Boston?
The first Medicare decision your loved one will probably have to make is whether they want Part C, the Advantage plan. Advantage plans may have lower out-of-pocket costs or services that original Medicare doesn’t offer, but patients are forced to stick with in-network physicians and hospitals for all of their healthcare needs. Here are the most popular Advantage plan providers in Massachusetts:
Largest Medicare Advantage plans in Massachusetts by number of covered seniors
- Blue Cross Blue Shield of Massachusetts
- Fallon Health
- Magellan Health
- Tufts Health Plan
- UnitedHealthcare
Your senior’s specific needs trump the statewide average, so why not let an experienced health insurance broker in Boston point your loved one to appropriate coverage? A Manchester Medicare broker can help you figure out whether your loved one’s current doctors are in-network and whether they will realize any cost savings with a Medicare Advantage plan.
What should seniors in Boston know about Medicare?
While nearly every American knows that Medicare is health insurance for seniors, the particulars of what it covers are a mystery to many people. Unfortunately, these misconceptions could leave your loved one with inadequate coverage or out-of-pocket costs that they simply cannot afford. Here are a few of the most common misconceptions that a Medicare broker in Boston can address:
Common misinformation about Medicare
Did not know that Medicare offers prescription drug coverage.
Mistakenly believe that Medicare Part D covers all prescription drugs.
Did not know that Medicare covers flu shots.
Medicare Part D seems to be a particular source of confusion as large numbers of seniors are unaware of its existence and assume it’s all-encompassing. Luckily, a health insurance broker in Boston can answer any questions your loved one has about Part D or any other aspect of Medicare. Knowing what is available is the first step toward making the right decision.
Where can I find reliable health insurance and Medicare brokers in Boston?
Seasons is a great way to begin looking for a Medicare broker in Boston. Our comprehensive guide to choosing a Boston Medicare broker covers everything from the qualifications you should look for to red flags to watch out for. For example, a broker should never ask your loved one for their private banking information. If they do, you need another broker. Likewise, a quick search on your search engine of choice will reveal whether a prospective broker is licensed in Massachusetts. We also strongly recommend choosing an independent health insurance broker in Manchester because an agent working for an insurance company might make a commission on the policies they sell.
Boston’s most knowledgeable health insurance and Medicare brokers
Health insurance (and healthcare in general) are confusing, and your loved one might need help making a strong decision even if they are otherwise very independent. Fortunately, Seasons offers free Boston health insurance resources to help you successfully navigate the alphabet soup. Please use them today to help your loved one find the coverage they need at an affordable price point.
