What’s the most popular Medicare Advantage network choice for seniors in the Quad Cities?
Medicare Advantage Plans provide the same hospital and insurance coverage as Parts A and B plus additional benefits like vision insurance, dental coverage, prescription drug insurance, or lower out-of-pocket costs. However, patients with Medicare Advantage Plans are limited to a specific network of healthcare providers, sacrificing the freedom to choose any provider who accepts Medicare for the benefits above. Here are the most popular Medicare Advantage Plan providers in Iowa:
- Coventry Health And Life Insurance Company
- UnitedHealthcare
- Aetna Health Inc.
- Unitedhealthcare Insurance Co. Of The River Valley
- Humana Insurance Company
Every older adult has unique needs, and your senior shouldn’t choose a Medicare Advantage Plan based on what served friends or family members well. Instead, they should sit down with a health insurance broker in the Quad Cities (Bettendorf, Rock Island, Moline, and Davenport) to see whether their favorite physicians would be in-network and how the additional benefits compare to other options.
What should seniors in the Quad Cities know about Medicare Advantage enrollment over time?
While Medicare Advantage Plans aren’t right for every senior, older adults are increasingly choosing them to take advantage of the benefits they can provide over basic Medicare. More seniors are also enrolling in Medicare as the Baby Boom generation reaches age 65. The following statistics illustrate Medicare Advantage Plan enrollments since the beginning of the millennium:
Remember that a Medicare Advantage Plan is not the only way seniors can get comprehensive health insurance coverage. A Medicare broker in the Quad Cities can help older adults in Rock Island, Davenport, Moline, and Bettendorf add Part D prescription drug coverage or Plan G to Original Medicare or private insurance options to create a plan suiting their needs.
Where can I find reliable health insurance and Medicare brokers in the Quad Cities?
Choosing a health insurance broker in the Quad Cities begins by verifying each candidate’s licensure. You can do this by typing each agent’s name into your favorite search engine. Next, rule out any agents who work for a particular insurance company. These “captured agents” are knowledgeable about the products they’ve been hired to sell but offer information on fewer options than an independent broker would be able to.
Communication skills are also essential for a Quad Cities Medicare broker, so arrange interviews once you’ve narrowed your list to a manageable level. Any broker who comes across as overly sales-y or fails to treat your elderly loved one with the respect they deserve is not the right choice. Similarly, a great broker shouldn’t have to reference anything to answer basic questions about Medicare. Our comprehensive guide to selecting a health insurance broker contains further information.
The Quad Cities’ most knowledgeable health insurance and Medicare brokers
Getting health insurance right could be the difference between your older adult enjoying their golden years and worrying about the costs associated with medical care and prescription drugs. A Medicare broker in the Quad Cities can help your senior find the coverage they need at an affordable price point, so encourage them to seek expert help. The free Quad Cities Medicare resources provided by Seasons are a great place to begin your search.
