What’s the most popular Medicare Advantage network choice for seniors in Salt Lake City?
Original Medicare includes Part A hospital insurance and Part B medical insurance, covering 80% of a senior’s expenses in both categories. Alternatively, seniors can choose a Part C Medicare Advantage Plan offered by a private insurer that provides the same coverage as Parts A and B plus additional perks that may include hearing coverage, prescription drug coverage, or lower out-of-pocket costs. Here are the most popular Advantage Plans in Utah:
Largest Medicare Advantage plans in Utah by number of covered seniors
- Aetna
- Molina Healthcare
- Regence BlueCross BlueShield
- SelectHealth
- UnitedHealthcare
The biggest downside of a Medicare Advantage Plan is that seniors must choose in-network doctors and hospitals for all of their healthcare needs while Original Medicare is accepted throughout the country. A health insurance broker in Salt Lake City could help your loved one weigh the pros and cons of choosing an Advantage Plan to help them make the right decision.
How familiar are seniors in Salt Lake City with Medicare plans?
Most seniors know that Medicare is a health insurance option that has something to do with the government, but the particulars escape many of them. Unfortunately, this lack of knowledge can lead to seniors paying more than they need to. Here are some of the most common Medicare misconceptions that a Salt Lake City Medicare broker can help address:
Aren’t familiar with Medicare at all.
Thought Medicare was a single unified system.
Know there are multiple components to Medicare.
Only about one-in-five seniors knew that Medicare had multiple components and yet understanding those components is essential to choosing the right plan. If you and your loved one don’t understand the difference between Part D prescription drug coverage and the drug coverage available through an Advantage Plan or the purpose of Plan G, a Salt Lake Medicare broker can provide trustworthy information you can rely on.
Where can I find reliable health insurance and Medicare brokers in Salt Lake City?
Finding a licensed Salt Lake City Medicare broker isn’t always easy, but our comprehensive guide on finding a broker can help. Our guide includes tips for broaching the topic of health insurance and working with a Salt Lake health insurance broker tactfully so your loved one won’t be offended by your offer to help. We also provide red flags to watch out for when you’re looking for a health insurance broker in Salt Lake City. For example, a broker who keeps pushing plans that your senior hasn’t expressed any interest in might have an incentive other than your loved one’s best interests in mind. We even explain why you should choose an independent Medicare broker in Salt Lake City over a captured agent.
Salt Lake City’s most knowledgeable health insurance and Medicare brokers
We understand that you only get so much time with your loved one and you’d rather not spend it searching for a Salt Lake City Medicare broker, but finding the health insurance they need could help your loved one live a longer, happier life. Seasons provides free Salt Lake City Medicare resources, so please use them to assist the senior in your life today.
