What’s the most popular Medicare Advantage network choice for seniors in Portland?
Medicare Advantage Plans always provide the same coverage as Original Medicare (Parts A and B) and may offer additional benefits such as vision insurance, prescription drug coverage, or lower out-of-pocket costs as well. However, seniors with a Medicare Advantage Plan must stick to in-network doctors and healthcare facilities if they want their plan to pay for anything. Here are the most popular Advantage Plans in Oregon:
Largest Medicare Advantage plans in Oregon by number of covered seniors
- Kaiser Permanente
- Providence Health Plan
- Regence BlueCross BlueShield
Centene is the most popular option statewide, but every senior has different needs. A licensed health insurance broker in Portland can help your loved one understand which providers are in-network and whether they would need to change doctors if they opted for an Advantage Plan. They can also review the benefits of multiple Advantage Plans to determine if there is one that makes sense for your loved one.
How old are Medicare supplement policy owners in Portland?
Medicare Supplement Plans, or Medigap, are designed to help seniors pay their share of medical expenses under a Medicare plan. Unlike Advantage Plans, the coverage of a Plan G is identical regardless of which private insurer provides it. The chart below illustrates the average age of Medicare Supplement Plan holders throughout the United States:
Medigap is intended as an option who otherwise might not be able to afford their medical bills, but it isn’t the only one available. A Portland Medicare broker might be able to secure Medicaid benefits for your loved one if they meet the eligibility requirements. While Medicare and Medicaid are two different programs, seniors can have both simultaneously.
Where can I find reliable health insurance and Medicare brokers in Portland?
Finding a health insurance broker in Portland can feel daunting, but you don’t have to do any research without support. Our comprehensive guide to finding Medicare brokers includes everything you need to know from how to start a conversation with your loved one on the subject to what to look for in a broker. For example, we recommend looking for an independent Portland Medicare broker because they can offer unbiased information on more options than an agent for any particular company. Likewise, we point out several warning signs that might indicate that a broker doesn’t have your older adult’s best interests in mind. For instance, there is nothing wrong with moving on from a pushy Medicare broker in Portland who makes your loved one feel uncomfortable.
Portland’s most knowledgeable health insurance and Medicare brokers
We understand why you would want to be the one to help your senior find health insurance, but the system is often too complex for amateurs to navigate successfully. Instead, please use the free Portland Medicare resources available on Seasons to start looking for an expert. It could be the best thing you can do to help your senior enjoy their retirement years.