What’s the most popular Medicare Advantage network choice for seniors in Houston?
One of the first Medicare decisions your loved one needs to make is whether they want a Part C Medicare Advantage Plan. Advantage Plans limit participants to a specific network of physicians and hospitals but may offer lower out-of-pocket costs or services that Original Medicare doesn’t cover. Here are the most popular Advantage Plans in Texas.:
Largest Medicare Advantage plans in Texas by number of covered seniors
- Aetna
- Cigna
- Humana
- UnitedHealthcare
- WellCare
Every senior has unique healthcare needs, so your loved one shouldn’t choose Aetna just because it’s the most popular. A professional Medicare broker in Houston can help you determine if your loved one needs an Advantage Plan at all and which insurer to choose if so. They can also answer any questions you or your loved one might have on Part D prescription drug coverage or Medigap plans.
How old are Medicare supplement policy owners in Houston?
Medicare won’t cover 100 percent of your loved one’s healthcare costs, and many seniors take advantage of Plan G Medicare Supplement Plans to fill in the gap. Unlike Medicare Advantage Plans, Plan G plans provide identical coverage regardless of which insurance company provides them. Here is some further information regarding the Age distribution of Medicare supplement policy owners.
Your loved one’s financial well-being will determine whether they need Plan G coverage, but remember that Supplement Plans carry monthly premiums that could break your loved one’s budget just as easily as unexpected healthcare costs. A health insurance broker in Houston can help you look into other options such as a cheaper plan or even Medicaid if your loved one is struggling to pay their bills.
Where can I find reliable health insurance and Medicare brokers in Houston?
A lot goes into finding a certified Medicare broker in Houston and Seasons can help you with all of it. Our comprehensive guide to finding healthcare brokers provides valuable guidance for every stage of the process from bringing up Medicare with your loved one tactfully to tips for finding the right broker for your senior’s needs. For example, you should look for an independent Houston Medicare broker instead of a captured agent because an independent broker will be able to present you with more options. Similarly, it is a red flag if a broker keeps bringing up the same plan, especially one that you and your loved one haven’t expressed any interest in. You can even verify a potential broker’s credentials by typing their name into your search engine of choice to make sure that their license is current. You’ll have to do some work to find your senior a great broker, but we’ll make it as easy as possible.
Houston’s most knowledgeable health insurance and Medicare brokers
Medicare can be a tough nut to crack, but you and your loved one can do it with the right support. The free Houston health insurance resources available on Seasons are a great way to start, and we encourage you to utilize them to their fullest potential. Your senior’s health insurance coverage depends on it.
