What’s the most popular Medicare Advantage provider choice for seniors in Evansville?
Most seniors end up choosing Original Medicare, which consists of Parts A (hospital coverage) and B (medical coverage). However, an increasing number of seniors are choosing a Medicare Advantage Plan, or Part C. Medicare Advantage Plans are administered by private health insurance companies and include everything covered in Parts A and B plus additional coverage such as dental, vision, hearing, and prescription coverage. The following list indicates the five most popular Medicare Advantage Plan providers in Indiana.
- Care Improvement Plus South Central Insurance
- Healthkeepers
- Arcadian Health Plan
- Humana Insurance Company
- Aetna Life Insurance Company
It’s important to note that with Medicare Advantage Plans, your older loved one will be limited to in-network healthcare providers. That’s why working with a health insurance broker in Evansville or Owensboro is so important. An Evansville Medicare broker will be able to access which plans cover your senior’s healthcare providers so they won’t have to change any of their current doctors or other healthcare providers.
What kind of coverage do seniors in Evansville and beyond have?
Healthcare coverage for seniors is increasing, both in the public sector and the private sector. This is good because it means more seniors are covered. The information below is provided by the U. S. census and shows what percent of seniors were covered by any public health insurance and by any private insurance for three recent, consecutive years.
Many seniors are covered by a variety of types of Medicare plans in addition to Parts A and B or Part C. Some seniors are covered by Part D for their prescription drugs, for example. Another plan that many Medicare recipients choose is a Medicare Supplement Plan, or Medigap Plan. An example is Plan G, which covers things like copayments, coinsurance, and some of the deductibles your older loved one is responsible for. A knowledgeable health insurance broker in Evansville can help them determine if a Medigap plan is right for your senior.
Where can I find reliable health insurance and Medicare brokers in Evansville?
To start, choose a couple of providers from the listings and begin to research them. Start by making sure they have a health insurance license in your older loved one’s state. You can easily find this out by searching on Google. Then make sure the agent you choose is an independent broker rather than a captive agent. This way, they can offer your senior more options and find the plan that is right for them without limits. Bypass any broker who uses pressure tactics or who asks for personal information like your older loved one’s banking information.
For further information on how a Medicare broker can help your senior and how to find a reliable, trustworthy broker, consult our comprehensive guide to finding a Medicare broker.
Evansville’s most knowledgeable health insurance and Medicare brokers
Making sure your older loved one is working with a trustworthy Medicare broker in Evansville is one way you can help them age with dignity and respect. The best way to make sure they are in good hands is to use our free Evansville Medicare resources to begin your search today.
