What’s the most popular Medicare Advantage provider choice for seniors in Eau Claire?
There are a variety of different Medicare Advantage providers in the state of Wisconsin. This means your older loved one has their choice of who they would like to go through based on the coverage offered and what their specific medical needs are. It is helpful to talk with a Medicare broker in Eau Claire about which one would be best for your family member. According to the Centers for Medicare and Medicaid Services, here is how they stack up:
- United Healthcare of Wisconsin
- Network Health Insurance Corporation
- Security Health Plan Of Wisconsin
- United Healthcare Insurance Company
- Sierra Health and Life Insurance Company
You want to make sure that your senior has everything they need to be covered, but it’s still important that they are not overpaying for services they won’t be using. By working with an Eau Claire Medicare broker, you can find a plan that will maximize the type of benefits they need, or add additional plans, such as Plan D, which can help with prescription costs that Medigap (Plan G) does not cover.
What should seniors in Eau Claire know about Medicare?
It’s helpful to understand that Medicare Advantage, also called Part C, is one of the most popular plans that is purchased via a private insurance company. This allows your senior to get all the benefits of Parts A and B, with additional help, like dental and prescription drug coverage. Plan C imposes limits on providers within a certain network. It can be easy to get the different parts confused without help from a health insurance broker in Eau Claire. Here is some of the most common misinformation:
Common misinformation about medicare
Did not know that Medicare offers prescription drug coverage.
Mistakenly believe that Medicare Part D covers all prescription drugs.
Did not know that Medicare covers flu shots.
Although Medicare Part C is popular, it might not be the best choice for your family member. One of the benefits of working with a Medicare broker in Eau Claire is that they can guide you and your older loved one toward the right plan that will work for them, or if they need supplemental coverage through Medigap at all.
Where can I find reliable health insurance and Medicare brokers in Eau Claire?
As you begin the search for an Eau Claire Medicare broker, there are a few things to keep in mind. Make sure they have a Wisconsin health insurance license. A simple Google search is all you need to determine if they do, usually. You should also try to find someone who is a broker rather than a captive agent since a broker will provide your senior with more options. Avoid anyone who uses high-pressure tactics to make a sale or asks for banking information.
If your aging loved one believes they can handle their insurance on their own, make sure to check out our comprehensive guide to finding a Medicare broker. This offers help on how to discuss the subject, ways to find a reputable professional, and how to get your senior the help they need.
Eau Claire’s most knowledgeable health insurance and Medicare brokers
Helping your senior loved one get the coverage they need is important for their physical and mental well-being. having a trustworthy broker means they have someone looking out for them, helping them to get the best plan. Seasons knows the process can be long, so we offer free Eau Claire Medicare resources to help you and your family as you begin the search in the Eau Claire and La Crosse areas.
