What’s the most popular Medicare Advantage network choice for seniors in Cleveland?
One of the biggest decisions when it comes to Medicare is whether your loved one will opt for original Medicare (comprised of Part A hospital insurance and Part B medical insurance) or a Medicare Advantage Plan (also known as Part C). Advantage plans are offered by private companies and may offer lower out-of-pocket costs or additional perks like vision and dental insurance, but will always provide the coverage in Parts A and B. Here are the most popular Advantage plans in Ohio:
Largest Medicare Advantage plans in Ohio by number of covered seniors
- Aetna
- Anthem
- Humana
- Mount Carmel Health Plan
- UnitedHealthcare
Aetna is the top choice statewide, but that doesn’t mean that it’s the right choice for your loved one – or that they should get an Advantage plan at all. A Medicare broker in Cleveland can walk you and your loved one through any plan you might be interested in, helping you understand the pros and cons so you can make an informed choice. An Akron Medicare broker can also answer any general questions you have regarding Part D drug coverage or whether a Plan G plan would save you money.
How much should seniors in Cleveland and across the country expect to spend out-of-pocket each year?
Contrary to popular belief, getting Medicare doesn’t mean that the government automatically pays all of your healthcare costs for free. Seniors are required to pay a monthly premium just like many private insurance plans and may have copays or deductibles depending on the plan they choose. The information below highlights how much Medicare beneficiaries paid out of pocket in 2016:
That can really add up, so your senior should do everything they can to minimize out-of-pocket costs without compromising on coverage. A Cleveland Medicare broker can review your loved one’s healthcare needs and price out what they will actually pay with multiple different plans to eliminate the possibility of unforeseen bills.
Where can I find reliable health insurance and Medicare brokers in Cleveland?
Finding a great Cleveland Medicare broker boils down to finding an individual who will put your loved one’s needs first. That means choosing an independent health insurance broker in Akron since a representative for an insurance company might favor their employer over other vendors. That also means doing your due diligence as you don’t want to set your older adult up with a scam artist masquerading as a Medicare broker in Cleveland. For instance, a quick Google search should let you know if a prospective Medicare broker in Canton is licensed in the state of Ohio.
Our comprehensive guide to finding a health insurance broker covers everything from how to talk about Medicare with your loved one to how to choose a broker, so please refer to it often.
Cleveland’s most knowledgeable health insurance and Medicare brokers
Seasons specializes in helping seniors and their families find whatever they need to age with dignity from meal delivery services to dialysis care. Our trustworthy free Cleveland Medicare resources are a great way to start searching for a knowledgeable broker, so give them a try today and set your loved one up for a long and healthy life.
